11.90.051 Insurance.
A. Prior to the commencement of the permitted work, the permittee must provide the City with satisfactory written evidence that the permittee has in force, and will maintain in force throughout the construction activity, commercial general liability insurance satisfactory in form and substance to the City, duly issued by an insurance company authorized to do business in Washington. The policy will:
1. Name the City of Vancouver as an additional insured;
2. Apply as primary insurance, regardless of any insurance the City may carry;
3. Include:
a. A “cross-liability” (severability of interest) clause;
b. A provision that the City will be notified not less than 30 days prior to cancellation of the policy, except in the case of nonpayment when not less than 10 days prior notice is required.
c. A $1 million comprehensive general liability insurance for bodily injury or death to any one person;
d. A $2 million comprehensive liability insurance for bodily injury or death resulting from one accident; and
e. A $1 million comprehensive general liability insurance for property damage resulting from any one accident.
B. The Director may require submittal of proof of liability insurance for any vehicles to be used to complete the permitted work.
C. Notwithstanding subsection 1 of this section, the Director may reduce the dollar value of insurance requirements where he determines that:
1. The risk profile of the permitted activity is low because of
a. The length of time needed to complete the work; and
b. The nature and location of the work; and
c. Its low potential of injury to a person or damage to public or private property; and
d. A limited scope of permitted work that is low in value.
2. The permittee’s prior performance has been satisfactory and not in violation of any requirement under any other applicable law or regulation.
D. Notwithstanding the insurance requirements in subsections 1 and 2 of this section, a homeowner applying to personally install or repair the homeowner’s sidewalk will be required to provide the City with only a written indemnification and hold harmless agreement where:
1. The permitted work is only for a sidewalk and does not affect any other on-site or off-site infrastructure, such as a driveway or driveway approach;
2. The permitted work does not exceed 100 lineal feet of sidewalk;
3. The permitted work is not on a designated City arterial roadway; and
4. The work is completed by the homeowner without the assistance of a hired contractor. (Ord. M-4026 §11, 2012)