A. The event organizer of a special event must possess or obtain comprehensive general liability (“GL”) insurance to protect the city against loss from liability imposed by law for damages on account of bodily injury and property damage arising from the special event. Such insurance shall name the City of Vancouver, its officers, employees, and agents, and, as required, any other public entity involved in the special event, as additional insured. Insurance coverage must be maintained for the duration of the special event. Notice of cancellation shall be provided immediately to the city.

B. Except as provided in this section, comprehensive general liability insurance coverage shall be in a combined single limit of at least $1,000,000 and general aggregate limit of at least $2,000,000.

C. If the special event is of a demonstrated high or low-risk category, according to recognized insurance and risk management standards, the city’s risk manager may authorize a greater or lesser amount of coverage than required by this section, or may require a particular type of insurance coverage different from that specified in this section.

D. The insurance required by this section shall encompass all liability insurance requirements imposed for other permits required under other sections of this chapter and is to be provided for the benefit of the city and not as a duty, express or implied, to provide insurance protection for spectators.

E. For special events that are primarily athletic in nature (marathons, running events, triathlons, regattas and similar events) require a GL policy which includes Athletic Participant coverage providing protection for claims made by athletic participants.

F. The event organizer’s current effective insurance policy, or copy, along with necessary endorsements, shall be filed with the responsible official at least 30 calendar days before the special event, unless the responsible official for good cause modifies the filing requirements. (Ord. M-3956 §1, 2010)